With the implementation of the Quick Response Code Indonesian Standard (QRIS), prospective and new users often have questions about its general usage, such as administrative fees, fund withdrawals, settlement, and other related provisions.
To help answer these common questions, this article explains the frequently asked questions (FAQs) regarding Midtrans QRIS. Please refer to the explanations below.
I. MDR (Merchant Discount Rate) Change
After activating the Midtrans QRIS in DealPOS account, there will be an MDR charge given by Midtrans which was previously 2% to be as follows:
Service | Merchant Type | Category | MDR |
QRIS | Regular | General | 0.7% |
| Special | Education | 0.6% |
| Special | Refueling station | 0.4% |
| Special | Government to people | 0% |
II. QRIS Terms and Conditions
The following are the QRIS terms and conditions, the terms and conditions are not fixed and may change according to the regulations of each E-Wallet.
1. Payment
Midtrans QRIS can accept payments from Gopay, OVO, Dana, LinkAja, etc. by scanning QRIS with the selected payment application
If you use OVO: the minimum payment is 1,000 rupiah and cannot use OVO Point
If you use Dana: the minimum payment is 1 rupiah
2. Pay Out
There are no charges when doing payout, the transaction nominal will be transferred to your account H+1 if it reaches a minimum of Rp 50.000,-
Payouts are processed on weekdays, and usually in the afternoon.
3. Cashback
Currently, if you pay through the OVO, Dana, Linkaja, etc. It will not gives the customer a cashback
If you're using Gopay, you will get / not get cashback according to the applicable regulations from Gopay
Related Articles
DealPOS is an online point-of-sale (POS) application specifically designed for retail businesses in categories like Fashion, Minimarkets, Electronics, Fresh Food, and Building Material Stores.
With DealPOS, you can manage both online and offline store inventory in real-time on a single platform. You can also sell through omnichannel (offline and online) as DealPOS integrates with marketplaces (Shopee, Tokopedia, TikTok Shop, Lazada) and instant web stores (Shopify and WooCommerce).
For more detailed financial book-keeping, Books App is available as a separate accounting application. In addition, stock counting becomes easier with the DealPOS Scanner App, which supports barcode scanning features.