FAQ (MDR + Payout)

Frequently asked questions for QRIS payment using Midtrans

Christian Wijaya avatar
Written by Christian Wijaya
Updated over a week ago

Associated with implementing the Quick Response Code Standardization (QR Indonesia Standard, or "QRIS"). Several questions/FAQs are asked of prospective users/new users regarding general provisions for using QRIS such as admin fees, balance withdrawals, etc. For this reason, we will explain common questions that are often asked about the provisions of Midtrans. See the explanation below :

Table of Content :

I. MDR (Merchant Discount Rate) Change

After activating the QRIS in the DealPOS system, there will be an MDR charge given by Midtrans which was previously 2% to be as follows :

Merchant Type









Refueling station


II. QRIS Terms and Conditions

The following are the QRIS terms and conditions, the terms and conditions are not fixed and may change according to the regulations of each E-Wallet.

1. Payment

  • QRIS can accept payments from Gopay, OVO, Dana, LinkAja, etc. by scanning QRIS with the selected payment application

  • If you use OVO: the minimum payment is 1,000 rupiah and cannot use OVO Point

  • If you use Dana: the minimum payment is 1 rupiah

2. Pay Out

  • There are no charges when doing payout, the transaction nominal will be transferred to your account H+1 if it reaches a minimum of Rp 50.000,-

  • Payouts are processed on weekdays, and usually in the afternoon.

3. Cashback

  • Currently, if you pay through the OVO, Dana, Linkaja, etc. It will not gives the customer a cashback

  • If you're using Gopay, you will get / not get cashback according to the applicable regulations from Gopay

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