Associated with implementing the Quick Response Code Standardization (QR Indonesia Standard, or "QRIS"). Several questions/FAQs are asked of prospective users/new users regarding general provisions for using QRIS such as admin fees, balance withdrawals, etc. For this reason, we will explain common questions that are often asked about the provisions of Midtrans. See the explanation below:
I. MDR (Merchant Discount Rate) Change
After activating the QRIS in the DealPOS system, there will be an MDR change given by Gopay which was previously 2% to be as follows:
Merchant Type | Category | % MDR |
Regular | 0.7% | |
Special | Education | 0.6% |
Special | Refueling station | 0.4% |
II. QRIS Terms and Conditions
The following are the QRIS terms and conditions, the terms and conditions are not fixed and may change according to the regulations of each E-Wallet.
1. Payment
QRIS Gopay can accept payments from OVO, Dana, LinkAja, etc. by scanning QRIS with the selected payment application
If you use OVO: the minimum payment is 1,000 rupiah and cannot use OVO Point
If you use Dana: the minimum payment is 1 rupiah
2. Pay Out
There are no changes in Pay Out, the transaction nominal will be transferred to your account H+1 if it reaches a minimum of 250,000 rupiah
3. Cashback
Currently, if you pay through the OVO application, Dana, Linkaja, etc. will not get cashback
If you use Gopay, you will get / not get cashback according to the applicable regulations from Gopay
You might also like to read this article:
Are you interested in Midtrans-QRIS registration? Check this article for how to register: QRIS Registration.
Have you used QRIS and had a failed settlement? Check this article for the procedure to do: QRIS Fail Settlement Procedure.